The Church of the Salvation Army / Uxbridge Smokehouse
Salvation Army. Photo courtesy of Uxbridge The Good Old Days by: J. Peter Hvidsten
The Church of the Salvation Army was officially opened and dedicated at 114 Brock Street West in Uxbridge on September 26th 1964
In the late 1980’s the building was purchased and converted to a resturant.
Mad Millies Fish and Chips was located on the main floor and there was a barber shop located on the lower level. As you entered the building there was a sign pointing up the stairs for chips and pointing down for clips.
Photo (taken around 40 years ago) shows the block of stores on the south side on Brock St west of Main Street.
The above photo (taken around 40 years ago) shows the block of stores on the south side on Brock St west of Main Street. Back then from left to right: The El Lordon Tavern, Uxbridge Shoe Repair, Tim Harshaw Clothiers, possible The Deli. Notice the parking lot where the old TD Bank is not located. At the very right of the photo you can see the Commercial Hotel in its original location before it was moved to Main Street so Trinity Manor could be built.
Photo (taken in 2021) shows the block of stores on the south side on Brock St west of Main Street.
A lot has changed in over 40 years. The buildings are still standing but the facades of the buildings have changed as the businesses changed.
Brock Street looking east, circa 1895. Photo courtesy of Uxbridge The First 100 Years by: J. Peter Hvidsten Page 137
The above Brock and Toronto Street photo shows what Brock Street from Toronto Street to Main Street looked like in the early 1890’s. On the left side you can see the Market Building that was built in 1884 and then torn down in 1955 so that the building there today could be built. Other notable structures are the Fire Hall, The Bascom House and the Trinity United Church in the background.
Corner of Brock and Toronto Street looking east in the mid 1950’s. Photo courtesy of Uxbridge The Good Old Days by: J. Peter Hvidsten Page 17
The Santa Claus Parade runs along Brock Street around 1954 in the above photo.
Corner Brock St and Toronto St fenced off for safety. the Market Hall was demolished in 1955. Photo courtesy of Uxbridge The Good Old Days by: J. Peter Hvidsten Page 78
In 1955 the Market Hall was torn down. The above photo shows the corner of Brock St and Toronto St fenced off for safety. In the background you can see the George Wheler Residence before it was surrounded by other buildings. Built in 1878 by George Wheler, it was one of the largest and most impressive homes in downtown Uxbridge. It has seen numerous owners over the years and today is divided into apartments.
The new building being constructed on the corner of Brock and Toronto Streets. Photo courtesy of Uxbridge The Good Old Days, Page142
This 1965 photo shows the new building being constructed on the corner of Brock and Toronto Streets. In the middle of the photo you can also see the construction of the Texaco garage and gas station that we know today as the Circle K and Coffee Time.
Business along the south side of Brock Street, 1970. Photo Courtesy of Uxbridge The Good Old Days, page 165
In the above photo taken in 1970 you can see the business along the south side of Brock Street. On the left you can see Canadian Tire, Davie Rexall Drug Store and Moore’s Pro Hardward (now Getaway Travel, The Foggery Vape Shoppe, The Lemonade Stand, Cycle Solutions, Main Street Realty and the Mondo Hair Salon). The vacant buildings in the middle were the former Uxbridge Dry Cleaners, Len’s Variety Store and Burk Dyson’s Meat Market. These buildings were torn down in 1971 and rebuilt. In 2020 the Police Station and the Uxbridge Shoe and Repair building (in the middle) was torn down to allow the new culvert to be built.
Brock Street, 2020
Taken in 2020 the above photo shows the view on Brock Street just before the Police Station and the Uxbridge Shoes and Repair building was torn down for the culvert construction.
Brock Street, 2020
This is the view east on Brock St from Toronto St. The culvert is nearing completion. A lot has changed over the last 137 years, and it is continuing changing to this day.
The Pros and Cons of Higher Interest Rates for Buyers in Canada
Interest rates play a crucial role in the financial landscape, affecting borrowing costs, investment decisions, and the overall economy. The Bank of Canadais the country’s central bank and plays a crucial role in maintaining financial stability and promoting economic growth. Established in 1934, it operates independently of the government to make decisions related to monetary policy, including setting interest rates and managing the supply of money in the economy.
While higher interest rates may have both advantages and disadvantages for buyers, it’s important to understand their impact on the real estate market and personal finances. In this blog post, we’ll explore the pros and cons of higher interest rates for buyers in Canada.
Disadvantages of Higher Interest Rates for Buyers:
Increased borrowing costs:
The most apparent disadvantage of higher interest rates for buyers is the increased cost of borrowing. When interest rates rise, mortgage rates follow suit, making it more expensive for homebuyers to finance their purchases. Higher borrowing costs can significantly impact affordability, limiting the size of the mortgage buyers can secure or increasing the overall cost of homeownership.
Reduced housing affordability:
As interest rates rise, the affordability of housing decreases. Potential buyers may find it more challenging to qualify for mortgages or afford the monthly mortgage payments, especially for those with lower incomes or limited savings. This can lead to a slowdown in housing market activity, affecting both buyers and sellers.
Economic slowdown:
Higher interest rates can also have broader economic implications. Increased borrowing costs can dampen consumer spending, as individuals allocate more of their income to debt servicing. This reduction in spending can lead to slower economic growth, impacting job creation and wage growth. Consequently, potential buyers may face uncertainty in the job market or experience limited income growth, making homeownership less attainable.
Advantages of Higher Interest Rates for Buyers:
Reduced inflationary pressures:
One of the primary objectives of higher interest rates is to curb inflation. When interest rates rise, borrowing becomes more expensive, prompting individuals and businesses to borrow less and save more. This decrease in borrowing and spending helps stabilize prices and prevents excessive inflation. For buyers, this can be advantageous as it safeguards the purchasing power of their money and protects against rapidly rising home prices.
Increased savings and investment opportunities:
Higher interest rates incentivize saving as the returns on savings accounts and other fixed-income investments become more attractive. For buyers, this means an opportunity to accumulate more funds for a down payment or other homeownership expenses. Additionally, higher interest rates may encourage individuals to seek alternative investment avenues, such as bonds or stocks, potentially leading to long-term wealth accumulation.
Stability in the housing market:
High interest rates can act as a stabilizing force in the housing market by slowing down rapid price growth. When borrowing becomes more expensive, buyers may think twice before taking on large mortgages, resulting in a moderation of housing demand. This can help prevent speculative bubbles and promote a healthier, more sustainable housing market in the long run.
Higher interest rates in Canada have both advantages and disadvantages for buyers. While they contribute to reduced inflation, encourage savings and investment, and promote housing market stability, they can also increase borrowing costs, reduce housing affordability, and slow down the overall economy. It’s crucial for buyers to carefully evaluate their financial situations, assess the impact of interest rates on their ability to borrow, and weigh the pros and cons when considering homeownership. Staying informed about market conditions and seeking professional advice can help buyers navigate the evolving landscape of interest rates and make informed decisions about their real estate investments.
Staying Informed
Looking to stay one step ahead in the dynamic world of real estate? Look no further than the PowerofBlueX2 Real Estate Team! We are seasoned professionals dedicated to keeping you informed and empowered. By reaching out to us, you’ll gain access to the latest insights, trends, and opportunities in the ever-changing real estate landscape. Whether you’re a first-time buyer or an experienced investor, our expertise and personalized guidance will ensure you make well-informed decisions. Don’t miss out on your chance to stay ahead of the game – contact the PowerofBlueX2 Real Estate Team today and unlock the key to success in the real estate market!
If you are in the market for a mortgage and seeking the assistance of a trusted professional, look no further than our preferred experts.
With their extensive knowledge and experience in the mortgage industry, they can help you navigate the complex process of securing the right loan for your needs. From offering competitive rates to providing personalized advice, these professionals are committed to finding the best solutions tailored to your financial goals. Reach out to them today and experience the peace of mind that comes with working with top-tier mortgage professionals.
This housing report for Durham Region includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Region of Durham.
Scroll to the bottom for links to take you to the housing market reports for Uxbridge, Scugog, Brock and the Kawartha Lakes.
Toronto Regional Real Estate Board
From Toronto Regional Real Estate Board
Toronto Regional Real Estate Board – Market Stats At A Glance – May 2023
This housing report for Kawartha Lakes includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Kawartha Lakes.
Scroll to the bottom for links to take you to the housing market reports for Durham, Uxbridge, Scugog and Brock.
Toronto Regional Real Estate Board
From Toronto Regional Real Estate Board
Toronto Regional Real Estate Board – Market Stats At A Glance – May 2023
This housing report for Township of Brock includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Township of Brock.
Scroll to the bottom for links to take you to the housing market reports for Durham, Uxbridge, Scugog and the Kawartha Lakes.
Toronto Regional Real Estate Board
From Toronto Regional Real Estate Board
Toronto Regional Real Estate Board – Market Stats At A Glance – May 2023
This housing report for Township of Scugog includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Township of Scugog.
Scroll to the bottom for links to take you to the housing market reports for Durham, Uxbridge, Brock and the Kawartha Lakes
Toronto Regional Real Estate Board
TRREB Housing Market Charts May 2023
Toronto Regional Real Estate Board – Market Stats At A Glance – May 2023
This housing report for Township of Uxbridge includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Township of Uxbridge.
Scroll to the bottom for links to take you to the housing market reports for Durham, Scugog, Brock and the Kawartha Lakes.
Toronto Regional Real Estate Board
From Toronto Regional Real Estate Board
Toronto Regional Real Estate Board – Market Stats At A Glance – May 2023
The Stokes/Kydd House: From Family Farm to Historical Landmark
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Nestled on the scenic grounds of the Uxbridge Historical Centre, the Stokes/Kydd House stands as a proud reminder of Uxbridge’s rich agricultural and civic heritage. The Historical Centre itself is dedicated to preserving and sharing the stories of the township’s past, with a collection of heritage buildings, artifacts, and archives that showcase the people and places that helped shape the community. Today, the Stokes/Kydd House serves as an important part of that mission—housing museum staff, historical records, and countless artifacts that connect Uxbridge’s present to its past.
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Stokes/Kydd House Uxbridge
This brick and concrete block Edwardian-style home was built in 1908 by George Stokes, on his family farm located just east of the present-day Uxbridge Secondary School, on the south side of Brock Street East. Stokes was a well-respected community figure who, according to the Uxbridge Historical Centre, “held several prominent positions in the community such as Councillor, Deputy Reeve, Reeve, and Treasurer of the Agricultural Society.” His home reflected both his stature and the optimism of a growing town at the turn of the century.
Stokes/Kydd House Uxbridge
Years later, the home was purchased by George and Nellie Kydd. Nellie would go on to make her own mark in Uxbridge’s history, becoming the town’s first female mayor in 1963—a remarkable achievement that paved the way for future generations of women in local politics.
Stokes/Kydd House Uxbridge
When the Stokes farm was sold in 2002 to accommodate the expansion of Uxbridge Secondary School and the development of the Coral Creek subdivision, the historic house faced an uncertain future. Thankfully, it was carefully relocated from the east side of town to the west side, finding a new home at the Uxbridge Historical Centre, where it was preserved for future generations. Today, Planks Lane extends through to Nelkydd Lane, named in Nellie’s honour—a lasting tribute to her contributions to the town she helped shape.
Stokes/Kydd House Uxbridge
The plaque on the front of the building showing the Stokes/Kydd House is designated under the Ontario Heritage Act as a Heritage Building.
Stokes/Kydd House Uxbridge. Photo courtesy of the Uxbridge Historical Centre Facebook page.
The building now houses the Historical Centre’s offices and gallery shop.
For many longtime residents, the memory of the original Stokes farm still lingers. Students of Uxbridge Secondary School and Joseph Gould Senior Public School who attended before 2002 will recall the sight—and sounds—of cows grazing in the field that bordered the schoolyard and track. It’s said that during football games, the cows could often be heard “cheering” from the sidelines, a charming reminder of Uxbridge’s rural roots.
Today, the Stokes/Kydd House stands as more than just a preserved structure—it’s a bridge between the town’s agricultural past and its vibrant present, embodying the enduring spirit of the people who have shaped Uxbridge for over a century.
If you’d like to experience a piece of this history firsthand, visit the Uxbridge Historical Centre to see the Stokes/Kydd House and explore the many exhibits that celebrate the heritage of our community.
7239 Concession 6, Uxbridge
The following photos show the present day high school parking lot and the school running track where the Stokes/Kydd house once stood.
A Victoria Day celebration outside the Sterling Bank of Canada, on Brock St., Uxbridge. Photo courtesy of Uxbridge The First 100 Years by: J. Peter Hvidsten Page 148
The Sterling Bank of Canada built this grand building on the corner of Brock St and Toronto St in 1919 and later became the home of the Canadian Imperial Bank of Commerce.
According to Wikipedia , The Sterling Bank of Canada was a Canadian bank that was incorporated in 1905. In 1924 The Sterling Bank of Canada merged with The Standard Bank of Canada which then in 1928 merged with the Canadian Bank of Commerce.
Corner of Toronto St and Brock St in the early 1900’s The house was owned by local blacksmith Michael O’Neil and is now the location of the bank. Photo courtesy of Uxbridge The First 100 Years by: J. Peter Hvidsten Page 148
This photo taken in 1916 shows crowds gathered in front of The Sterling Bank of Canada to see the solders off to fight in the first world war. Photo courtesy of Uxbridge The First 100 Years by: J. Peter Hvidsten Page 164
The photos below taken in the early 1900’s show the interior of the bank.
Interior photo of the Sterling Bank of Canada
Interior photo of the Sterling Bank of Canada
This photo shows the building with the new branding of The Canadian Bank of Commerce.
Uxbridge Arena built in the early 1920’s. Photo courtesy of Uxbridge The First 100 Years by J. Peter Hvidsten Page 169
Pictured above is the Uxbridge Arena built in the early 1920’s. It was located on Marietta Street, where the Seniors Centre is today. Following a hockey game in 1935 the building burned to the ground.
Aerial view of the arena that replaced the one that burnt down. Photo courtesy of Uxbridge The Good Old Days by J. Peter Hvidsten Page 136
In this aerial view you can see the arena that replaced the one that burnt down. On the right side of the photo you can see the curling rink, which is still in use today. To the south of the arena was a large soccer/recreation field. The UxPool now sits to the south of the curling rink.
The Uxbridge Arena and Recreation Centre was built in 1978.
Pictured above is the present day arena (2021). The Uxbridge Arena and Recreation Centre was built in 1978. In 1997 a second ice pad was added. The facility in winter is home to a variety of hockey and skating clubs and programs. During the summer it is used for lacrosse and large events.
Over the years more recreation facilities have been added to the area surrounding the arena. The area now features the Uxbridge Lawn Bowling Club, The Bonner Boys Splash Pad, tennis courts and a baseball diamond.
Church Street Uxbridge looking south towards Toronto Street. Photo courtesy of Uxbridge The First 100 Years by: J. Peter Hvidsten page 98
The above photo taken from about 1908 looking south along Church Street to Toronto Street shows the St. Andrew’s Presbyterian Church. The church was opened for services on February 1, 1885. Originally constructed as a Gothic Style church, it featured ornate towers and spires.
Church Street Uxbridge looking south towards Toronto Street in 2021
The above photo was taken from same vantage point today (2021). Most of the original Gothic elements are gone, St Andrew’s Hall has been added to the north side of the building, the street is paved and the canopy of trees were removed long ago.
To learn more about historical places around Uxbridge and Historic Homes in Uxbridge visit out blog at the links below.
Spruce Street looking north towards the train station around 1900. Photo courtesy of Uxbridge The First 100 Years, by: J. Peter Hvidsten Page 151
The above photo looking north along Spruce Street Uxbridge towards the train station was taken around 1900. On the left you can see The Revere House hotel. This hotel was built by Fred Chinn in the 1870’s.
The Revere House hotel built in the early 1870s. Photo courtesy of Uxbridge The First 100 Years, by: J. Peter Hvidsten Page 50
Spruce Street looking north towards the train station (2021)
Over 100 years later looking north on Spruce Street we can still see the Uxbridge Train Station. The Revere House hotel has been replaced by the Masonic Lodge, which was opened on June 4, 1962. Apartment buildings line both side of the street today.
Spruce Street looking north towards the train station (2023)
The photo above was taken in May 2023. The train station and the apartment buildings were almost totally lost during the May 21 2022 tornado. In this photo you can see the trees that lined Spruce St are almost all gone.
Exterior view of the Masonic Lodge Temple which opened in June 1962. Photo courtesy of Uxbridge The Good Old Days by: J. Peter Hvidsten Page 108
This housing report for Kawartha Lakes includes the number of new listings, average list price, number of properties sold, average selling price, average days on market and average asking price to selling price ratio for all property types within the Kawartha Lakes.
Scroll to the bottom for links to take you to the housing market reports for Durham, Uxbridge, Scugog and Brock.
Toronto Regional Real Estate Board
From Toronto Regional Real Estate Board
Toronto Regional Real Estate Board – Market Stats At A Glance – April 2023
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